Commercial, business and SMSF lending
Commercial and business loans
One of the biggest barriers for business growth is access to finance.
At Vincents we recognise that every business is different, and we can tailor a finance solution to meet your specific needs, objectives and goals. Let our Lending Solutions experts help your business flourish today.
- Commercial investments
- Bank guarantees
- Mergers and acquisitions
Our team of experts can assist you to:
- Understand your funding requirements
- Understand your collateral
- Prepare your financial statements and accounts
- Identify your credit score, tax position, assets and liabilities
A loan where you do not have or do not want to use security
A way to secure a better loan offer where you can supply a personal guarantee or valuable assets as collateral
A way to obtain finance by leveraging accounts receivable as collateral
A loan to purchase commercial property to lease or occupy
Finance for building commercial property or multiple residential properties with the intent of selling
An self-managed super fund (SMSF) loan can be used to buy an investment property (residential or commercial). The returns on the investment (rental income or capital gains) are then funnelled back into the super fund, increasing your retirement savings.
Investing in property within superannuation is not as straightforward as other kinds of investments. Borrowing or gearing your super into property involves very strict borrowing conditions (called limited recourse borrowing arrangement), and you can only purchase a single asset within this arrangement. Our team can assist you with navigating these rules, assessing whether this is a suitable investment for you and reducing costs.
Phil and the Team at Vincents Lending Solutions have now completed 2 mortgages for me, including one refinance. On each occasion the VLS service has been First Class. The responsiveness,... read more
The team at VLS, they took the time to understand our position, and provide us with a number of different options available in a very timely manner. They explained options in... read more
Phil and his Lending Solutions Team provided a high quality professional service that was really helpful and informative in any questions I had. Would 100% recommend them to anyone seeking... read more