Whether you’re a first-time home buyer, next home or investment property buyer, the first stage is to meet with us and make a clear plan for achieving your home ownership goals.

We’re here to help you better understand your finances and borrowing capacity. Identifying your financial goals and understanding your circumstances are key to figuring out how much you can borrow.

We will assist you with:

• Determining your eligibility for a home loan
• Performing a credit check
• Determining the required deposit
• Considerations when selecting a location
•  Understanding the costs involved including:
  • Legal representation
  • Loan application fee
  • Moving costs
  • Building and pest inspections
  • Stamp duty
  • Other expenses that come with being a home owner
• Knowing your entitlements

It’s time to get financial peace of mind. We’ll work with your chosen lender to conditionally approve your home loan application, so you can go house hunting with confidence.

We will assist you with:

• Understanding the process
• Preparing the documents required

Once you have your deposit and know how much you can afford to spend, you can begin house hunting. We’ll work with you every step of the way to find and secure your dream home.

With our help, the process of finding and securing your dream home will be exciting, not stressful. We’ll take care of the logistics every step of the way, and always act with your best interests in mind.

We will assist you with:

• Understanding how to buy a property through privates sales or auction
• What happens if you change your mind
• Key questions that you should ask the real estate agent
• Whether you should choose a fixed rate, variable rate or split rate based on your circumstances
• Other types of home loans
• Home loan features

For formal approval, we’ll need to get just a few more documents together and then that’s it! We’ll do all the administrative steps from there to turn your pre-approval into a settled home loan.

You can officially start planning your housewarming!

The last step is to dot the i’s and cross the t’s; that is, to finalise the legal and financial aspects of your home. We’ll be with you throughout these final steps, and beyond, for any questions you may have.

We will assist you with:

• What happens on settlement day?
• Tips for repaying your mortgage sooner
• Selecting the right insurance

We’re here to help you better understand your finances and borrowing capacity. Identifying your financial goals and understanding your circumstances are key to figuring out how much you can borrow.

We will assist you with:

• Identifying the benefits and drawbacks of building or renovating
• Determining your eligibility for a construction loan
• Performing a credit check
• Determining the equity contribution required
• Understanding the costs involved
• Understanding how repayments are made
• Knowing your entitlements

It’s time to get financial peace of mind. We’ll work with your chosen lender to conditionally approve your construction loan application.

We will assist you with:

• Understanding the process
• Preparing the documents required

For formal approval, we’ll need to get just a few more documents together and then that’s it! We’ll do all the administrative steps from there to turn your pre-approval into a construction loan.

You can officially start construction!

The last step is to dot the i’s and cross the t’s; that is, to finalise the legal and financial aspects of your home. We’ll be with you throughout these final steps, and beyond, for any questions you may have.

We will assist you with:

• What happens if there are changes to planned construction?
• What happens if you go over budget?
• Tips for repaying your loan sooner
• Selecting the right insurance