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Our Vincents lending solutions team have created these resources to help simplify your financial journey.

We have extensive experience and access to the many lending and financing solutions available. Our experts will help you to consider the options available and provide you with comprehensive advice to suit your individual needs.

 

 

Is a credit card right for me?

Is a credit card right for me?

Credit cards can be a convenient way to manage your finances, but they can also be expensive and risky. If you’re deciding whether a credit card is right for you, here are some of the things you should consider.

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Debt Consolidation

Debt Consolidation

Debt consolidation involves bringing your existing debts together into one new loan.

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First home buyers family pledge guarantee

First home buyers family pledge guarantee

One way to potentially get into your own home sooner is by having a family member act as a guarantor.

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Fixed rate home loans

Fixed rate home loans

A fixed rate home loan allows you to set your interest rate for a period of one, three or five years. Sometimes, you can arrange to secure your interest rate for longer.

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Mortgage repayment types

Mortgage repayment types

The repayment on your mortgage will always include the interest payable on the amount borrowed, no matter what kind of loan you have.

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Lenders Mortgage Insurance (LMI)

Lenders Mortgage Insurance (LMI)

Lenders Mortgage Insurance is often referred to as LMI.

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What is an offset account?

What is an offset account?

A mortgage offset account is a savings or transaction account that can be linked to your home loan.

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Split rate home loans

Split rate home loans

A split rate home loan is a loan that allows you to split your home loan into multiple loan accounts that attract different interest rates.

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Variable rate home loans

Variable rate home loans

Variable rate home loans are popular and offered by most lenders. With a variable rate loan, the interest rate you are charged can fluctuate in line with market interest rate changes.

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Vincents Lending Solutions Pty Ltd ABN 69 848 383 535 | Credit Representative 509289 is authorised under Australian Credit Licence 389328

Disclaimer: The information provided is of general advice only. We have not considered your financial circumstances, needs or objectives and you should seek the assistance of your Vincents Advisor before you make any decision regarding any products and services mentioned in this communication.

Liability limited by a scheme approved under Professional Standards Legislation other than for acts or omissions of financial services licensees.