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Hear from our experts.
The festive season can be a great time spent with family, but it may be a time you start to notice it might be time to consider aged care for your parents
Read MoreIt may be called the silly season but a few smart strategies could help you enjoy the festive season this year without missing a beat on your home loan.
Read MoreCan AI truly replace the expertise and nuanced decision-making of human professionals in managing insolvency appointments?
Read MoreIf the November rate hike will seriously stretch your finances, one potential solution may be to extend your loan term. Lower repayments may seem attractive but longer terms can bring hidden drawbacks.
Read MoreThe Australian Taxation Office (ATO) suggests that incorrect reporting of rental property income and expenses is causing an annual loss of approximately $1 billion in tax revenue.
Read MoreThe Reserve Bank of Australia (RBA) increases cash rate by 25 basis points, up to 4.35%. How much will this rate hike increase your monthly repayments?
Read MoreDiscover when company directors become personally liable for company debts. Learn about the importance of avoiding insolvent trading to protect your assets.
Read MoreMortgage brokers have notched up a new record, with 7 out of 10 new mortgages settled. Discover why Aussie home buyers are turning to mortgage brokers for help.
Read MoreOn Tuesday 3 October 2023, the Government released draft legislation for the proposed new tax. What will be known as “Division 296 tax”.
Read MoreMost people’s eyes glaze over when the term GDP is used in a market outlook or economic report, but it is an important indicator of what’s happening in our economy.
Read MoreWhen times are tough financially or unexpected bills pop up, having an emergency fund set aside can alleviate stress.
Read MoreWhether you’re looking for a home or an investment property, discover the top 4 future property hotspots in Australia.
Read MoreWhen you invest over a period of time, compound interest is your best friend. In effect, it means you are earning interest not just on your own capital, but also on the interest you’ve already earned.
Read MoreToday we are delving into some of the common SMSF lending misonceptions that clients frequently come to us with.
Read MoreThe struggles for small business survival is not over, discover consumer sentiments and spot red flags early to navigate towards a promising future.
Read MoreNot sure what refinancing is all about? You’re not alone. Our quick explainer lets you master the basics and helps you work out how much you could save.
Read MoreKnow anyone who wants to buy their first home? A new report confirms that low deposit schemes are getting younger buyers into a place of their own sooner.
Read MoreThe RBA has today decided to put the official cash rate on hold. So is the end of this rate hike cycle finally in sight?
Read MoreHouse prices have soared almost 7% this year alone. With the upswing predicted to continue, we unpack what’s driving national house prices.
Read MoreHouse prices have soared almost 7% this year alone. With the upswing predicted to continue, we unpack what’s driving national house prices.
Read MoreOn Tuesday 3 October the Government released draft legislation for the proposed new $3m Super tax, what will be known as Division 296 tax.
Read MoreApartments stand out as an affordable choice when it comes to cracking the property market, not to mention downsizing.
Read MoreDoes pre-approval mean you’re putting the cart before the horse? Definitely not. Here are three ways pre-approval can help.
Read MoreThe small business restructuring of the company allowed the business to continue trading and revitalised the small business.
Read MoreDirectors often encounter the term "director's duties" in communications from ASIC, but what do these duties entail, and what are the consequences for failing to uphold them?
Read MoreIn the recent decision in The King v Jacobs Group (Australia) Pty Ltd, the High Court was required to consider the “value of the benefit”.
Read MoreThe property market has thumbed its nose at higher interest rates, with values rising almost 5% since March.
Read MoreWith no change to the cashr ate this month, we look at the current average rates for September 2023 to see how your home loan compares.
Read MoreFirst home buyers who bought into the market using the federal government’s 5% deposit scheme have racked up $82,000 in home equity on average, new data shows.
Read MoreOne of the benefits of testamentary trusts is that income distributed to minors is able to be taxed as ‘excepted trust income’ taxed at regular marginal tax rates. It’s important to be aware of when this may not be the case.
Read MoreThe highly anticipated Help to Buy Scheme will kick off next year, giving more Aussies a chance to score their dream home. Today we’ll unpack how the new federal government scheme will work, who it’ll benefit, and the fine print you need to know.
Read MoreImpacts of superannuation changes on personal injuries damages 2023 Update
Read MoreAn avalanche of rate hikes over the past 18 months has supersized home loan repayments. But savvy homeowners aren’t panicking. In fact, more mortgage holders than ever before are reaching out to brokers for expert help.
Read MoreThe Reserve Bank (RBA) may have kept the cash rate on hold but that hasn’t stopped some lenders from hiking their variable home loan rates. Here’s how borrowers are fighting back.
Read MoreThe ATO recently released a new Taxation Ruling on individual residency, and separately, a consultation paper which proposes significant changes to these residency rules.
Read MoreThe above-mentioned case recently heard by the AAT, broadly, involved an arrangement for a company to be supplied with goods
Read MoreUnderstanding how aged care accommodation payments work and getting advice on your options can help to avoid the panic
Read MoreWith the benchmark interest rate for Div 7A purposes expected to jump to 8.27% for the 2023-24 income year, from 4.77% in the 2022-23 income year, it is a good time to consider
Read MoreInterest rates on fixed-rate home loans are dishing up a rollercoaster ride right now. But another big dip may not be too far off.
Read MoreThe RBA has kept rates on hold for a second consecutive month – does this mean the tide is finally turning?
Read MoreNo-one likes to talk about getting old, but when you or a family member needs help, there’s no getting around it.
Read MoreSmall Business Restructuring or “SBR” is a simplified debt restructuring process introduced in by the Australian Federal Government on 1 January 2021.
Read MoreThere are benefits of both however, there are significant advantages in using a company, which may end up costing less in the longer term.
Read MoreA Chattel Mortgage is a popular choice for business owners seeking finance to purchase cars, vehicles, or equipment.
Read MoreBusiness finance encompasses a range of tools and mechanisms through which businesses obtain the necessary funds to achieve their objectives.
Read MoreThe main difference between GPFS and SPFS lies in their intended audience and level of detail.
Read MoreThe ATO’s draft guidelines set out a new approach to claiming a deduction for additional running expenses incurred while working from home, to apply from 1 July 2022.
Read MoreThere are a number of records that you will generally need to keep or source in relation to your personal tax return.
Read MoreLately, there has been media coverage surrounding the liquidation and external administration of many insolvent companies.
Read MoreIt is important to get accurate financial advice when considering aged care. There are several things you need to consider.
Read MoreImportant things to consider when borrowing through super, the limited recourse loan arrangement.
Read MoreSMSFs provide much more control over where, when, and how you invest, what you pay for and when you pay for it.
Read MoreIf you're wanting to buy an asset or important piece of equipment and immediately write off the full cost have just over a month to act.
Read MoreFind out about the changes to the low deposit no lmi scheme officially unveiled as part of the 2023 federal budget.
Read MoreVincents are pleased to share with you a summary of these important announcements via our Federal Budget Report.
Read MoreWe have recently seen a rise is employers encountering significant superannuation guarantee charge - know the risks and costs.
Read MoreThe Reserve Bank of Australia (RBA) has increased the official cash rate for the 11th time in the past year, taking it to 3.85%.
Read MoreWith every RBA rate rise announcement, mortgage holders brace themselves for impending repayment increases.
Read MoreAs property prices start to climb, listings are following suit. So if you’re hunting for a home, what does this mean for you?
Read MoreYou’ve probably heard the term “fixed-rate cliff” bandied about in finance news feeds. But what is it?
Read MoreThis case is a good reminder of the importance of carefully considering all the relevant facts and circumstances when deciding whether an entity or individual is carrying on a business.
Read MoreAfter 10 straight rate hikes the Reserve Bank of Australia (RBA) has today decided to put the official cash rate on hold.
Read MoreAt a time when unemployment rates are at an all-time low, many employers are looking for ways to attract and retain valuable employees.
Read MoreDid you know there are common money habits you may have that are red flags to lenders?
Read MoreFirst-home buyers aged between 25 to 34 are hitting their house deposit saving goal more quickly compared to April 2022
Read MoreExploring Division 7A loan facility agreement scenarios that can create additional costs for clients.
Read MoreRate rises can affect house prices, but there are other factors that appear to hold longer-term sway over national house prices.
Read MoreAs the end of the FBT year approaches once more, there are certain Fringe Benefits Tax Updates to be aware of.
Read MoreWhen a company is placed into liquidation or voluntary external administration, the Liquidator/Administrator will issue a debtor demand letter
Read MoreThe Reserve Bank of Australia (RBA) has increased the official cash rate for a tenth straight meeting, taking it to 3.60%.
Read MoreNational property prices actually rose ever-so-slightly in February. Here’s the lowdown on the latest surprising bit of data.
Read MoreWhen a company is placed into Voluntary Administration, the appointed Voluntary Administrator must hold two meetings of creditors.
Read MoreThe Reserve Bank of Australia (RBA) has increased the official cash rate from 0.10% to 3.35% in just nine months, substantial rate hikes.
Read MoreIn January 2023 the ATO issued a Taxpayer Alert, stating that they are reviewing arrangements where individuals are avoiding tax.
Read MoreStarting and growing your business can be daunting. Here are ten top tips from Business Advisory Director Kim Reynolds.
Read MoreDo you have a fixed-rate mortgage contract that’s coming to an end soon? It can be a stressful time, particularly with rate rise news dominating the headlines. So today we’ve got some tips for a smooth transition.
Read MoreThe Reserve Bank of Australia (RBA) has kicked off 2023 by increasing the cash rate a further 25 basis points to 3.35%.
Read MoreManaging debt can be a complex and challenging task for businesses of all sizes.
Read MoreAs a homeowner, it’s important to stay informed about changes in the financial landscape and how they may impact your mortgage.
Read MoreRefinancing can help you improve cash flow and tap into your equity. With improved bank processes, it’s now easier and more accessible than ever.
Read MoreThings to consider when refinancing your mortgage.
Read MoreChanging jobs may offer more perks – higher income, greater fulfilment, and the opportunity for growth are often things people look for in a new gig. But could it also impact your mortgage application?
Read MorePlanning a home rennovation in 2023? Having a spruced-up home feels great and it can also boost your home’s value.
Read MorePrior to Christmas, the Government released amending regulations to the ITAA (1936 Act) Regulation 2015 to exclude certain small-medium businesses.
Read MoreGet a financial head start on the school year by looking into refinancing your mortgage.
Read MoreBuying a rental property is a popular way to invest. But where do you stand if the property you’re eyeing off already has a tenant?
Read MoreBut by implementing some 2023 finance resolutions , you could be in a much better position to ride out future hikes.
Read MoreIn a recent case, SVYR and FCT 2022, (SVYR) the taxpayer was denied input tax credits (ITC), due to the basic conditions for entitlement to claim an ITC not having been satisfied.
Read MoreRepeated cash rate hikes have put many first home buyer plans on hold. So could you swoop in and reap the benefits with less competition in the market?
Read MoreAny party who is owed money by the company, also known as creditors, have the option to issue a statutory demand to the debtor company for payment.
Read MoreThe Reserve Bank of Australia (RBA) has driven the cash rate up by another 25 basis points to 3.10%. Find out how much this final cash rate hike of the year has increased your mortgage repayments in 2022, and what you can expect in 2023.
Read MoreInheritances can be a bittersweet part of life. But an inheritance alone won’t always cut it when applying for a home loan.
Read MoreA recent survey that showed Australians put more effort into researching phone plans than they did their home loan. Here’s how we can help you get the balance right.
Read MoreAs we approach the Christmas period, it is important to be aware of additional employee costs that can arise so that they can be budgeted for as best as possible.
Read MoreWhether it’s your love life or your home loan application, no one likes getting rejected. There are many reasons why it could happen.
Read MoreThe ATO’s draft PCG 2022/D4 set’s out a new approach to claiming a deduction for additional running expenses incurred while working from home.
Read MoreThe current focus on director details and registration requirements as a result of the incoming director Identification number (Director ID) program provides a great opportunity for advisors and their clients to ensure their records are up to date. Director IDs will be rolled in over the next six months and as part of the application process, […]
Read MoreFor many Australians, rate hikes and inflation have made the dream of property ownership feel ever more distant. In this article we look ar whether buying is cheaper than renting.
Read MoreThe Reserve Bank of Australia (RBA) has lifted the official cash rate again, this time by another 25 basis points to 2.85%. How much will this rate rise increase your monthly mortgage repayments, and when are the hikes expected to stop? Dubbed the “rate that stops the nation”, today’s Melbourne Cup RBA board meeting did […]
Read MoreYou may have heard that property values are on the decline. But what does this mean if you’re planning to refinance?
Read MoreVincents are pleased to share with you a summary of these important announcements via our Labor Government 2022-23 Federal Budget Report.
Read MoreWith the ATO increasing their focus on discretionary trust distributions via the application of section 100A (present entitlements...
Read MoreThe concept of 'distributable surplus' is used to determine whether there will be an assessable deemed dividend in certain situations involving loans or payments made to shareholders or their associates of a private company.
Read MoreWhen a client is in financial trouble, more often than not, they have little to no understanding of the gravity of the situation.
Read MoreThe construction industry in Australia has been subjected to a significant number of challenges in recent times.
Read MoreThe Morrison Government had announced a proposal to amend the rules for Liquidators’ unfair preference claims.
Read MoreProperty investors beware: the Australian Taxation Office (ATO) has revealed the four key areas it will be targeting this tax year, and rental property income/deductions and capital gains are high on the hit list.
Read MoreSimplified Liquidations came into effect from 1 January 2021, although from looking at recent ASIC statistics, it appears that less than one
Read MoreBankruptcy is currently for three (3) years and the bankrupt is discharged from bankruptcy one day after their third anniversary year in bankruptcy.
Read MoreThe federal government introduced the insolvent trading Safe Harbour provisions in 2017 to encourage directors to focus on options to turn
Read MoreWhat is cryptocurrency and what are the potential implications in the event of bankruptcy? Having hit an all-time high of around USD$68,000 in November 2021, the value of Bitcoin then fell sharply and in January 2022 was valued at under USD$35,000. Its value has been steadily rising ever since, currently sitting at just over USD$46,000 […]
Read MoreWhile directors have a wide range of responsibilities, these insights concentrate on their financial reporting responsibilities.
Read MoreThe increased focus on tax governance processes has highlighted the need for businesses to be more aware of their record-keeping obligations required under various taxation laws.
Read MoreA Restructure is a set of actions taken by a company (or group of companies) to significantly change its debt, operations and/or structure, usually when there is financial pressure,
Read MoreThis article summarises the good news about the tax deduction of these vehicles but cautions you around the possibility
Read MoreAn Important Message While every effort has been made to provide valuable, useful information in this publication, this firm and any related suppliers or associated companies accept no responsibility or any form of liability from reliance upon or use of its contents. Any suggestions should be considered carefully within your own particular circumstances, as they […]
Read MoreWith EOFY fast approaching, please find below a summary of recommended cut off dates for concessional superannuation contributions.
Read MoreWhen selling an inherited house, unit, flat or other dwelling, there are certain provisions that mean you, as the new owner, may not be liable for capital gains tax.
Read MoreAn Important Message While every effort has been made to provide valuable, useful information in this publication, this firm and any related suppliers or associated companies accept no responsibility or any form of liability from reliance upon or use of its contents. Any suggestions should be considered carefully within your own particular circumstances, as they […]
Read MoreAs the New Year kicks off, it may feel like the changes to the Asset Test for the Aged Pension have just been drawn up
Read MoreThe ATO is currently reminding taxpayers that they are paying close attention to rental properties that are located in the popular holiday destinations in Australia.
Read MoreWhether you like it or not, you will get involved in, help resolve or become a party in a commercial disputes. For you or your clients business, disputes with customers, suppliers, landlords, employees, financiers, business partners, spouses, competitors and Governments and many others are all part of daily life. Any one of them can escalate […]
Read MoreThe Total Superannuation Balance (TSB) is one of the most important new concepts introduced as part of the major superannuation changes which took effect from 1 July 2017.
Read MoreA bankruptcy Trustee has a duty to realise any assets capable of commercial realisation for the benefit of creditors of the bankrupt estate.
Read MoreAsking for help or getting help for a family member can be a very emotional decision. By having the conversations early the people making the decisions can be empowered by knowing preferences and options and are able to make better informed decisions.
Read MoreAs a result of new WFH norms, organisations have to continually review and refine their approach to managing cyber security risks created by a remote workforce.
Read MoreKnowing the difference for property valuations and planning ahead can make the home-buying journey more of a breeze.
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