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Lending Resources 07/08/2023

Variable rate home loan: explained

Variable rate home loans are popular and offered by most lenders. With a variable rate loan, the interest rate you are charged can fluctuate.

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Lending Resources 07/08/2023

A split rate home loan: explained

A split rate home loan is a loan that allows you to split your home loan into multiple loan accounts that attract different interest rates.

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Lending Resources 07/08/2023

What is an offset account?

A mortgage offset account is a savings or transaction account that can be linked to your home loan.

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Lending Resources 07/08/2023

Lenders Mortgage Insurance LMI

Lenders Mortgage Insurance is often referred to as LMI. It is insurance that a lender takes out to insure itself against the risk

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Lending Resources 07/08/2023

Mortgage repayment types

One way to potentially get into your own home sooner is by having a family member act as a guarantor.

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Lending Resources 07/08/2023

Fixed rate home loan

One way to potentially get into your own home sooner is by having a family member act as a guarantor.

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Lending Resources 07/08/2023

First home buyers family pledge guarantee

One way to potentially get into your own home sooner is by having a family member act as a guarantor.

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Lending Resources 07/08/2023

What is debt consolidation?

Debt consolidation involves bringing your existing debts together into one new loan.

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Lending Resources 07/08/2023

Is a credit card right for me?

A credit card can be a convenient way to manage your finances, but they can also be expensive and risky.

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