Lending Solutions

Expert lending advice
when you need it most

Vincents Lending Solutions aligns all your lending requirements under the one roof and secures options with your best interests in mind. With over 30 years of experience in various aspects of finance, whether you’re buying a home, investing in property, acquiring business equipment including vehicles or require funding for your business to grow our team will work with you to achieve the best possible outcome.

Our services

Commercial investment, overdrafts, bank guarantees, franchise, mergers & acquisitions.

Make building or renovating your next project effortless with expert solutions.

Cars, trucks, cranes, forklifts, fit-outs and specialised equipment and machinery.

Help to buy your first home, upgrade or acquire an investment property.

Expert advice and experience in utilising SMSF to boost your wealth.

The Vincents Lending Solutions way

In establishing our lending solutions practice, it was paramount that the basis for structuring and sourcing finance for clients aligned with our firm’s ethics and professionalism. We do not have and never had the same conflicts of interest that our competitors have, not just the big banks but large advisor networks that are controlled or influenced by large distributors of products.

We do not sell, we advise – eliminating the frustration, confusion and wasted time often experienced when obtaining loans via financial institutions. By bringing the lending in-house with quality expertise and knowledge, our team works to provide outcomes that meet our clients’ needs mindful of their entire affairs.  Working alongside financial advisors and tax advisors under the same roof ensures that we can piece together solutions that are in line with your long term goals.

Vincents has won a number of client choice awards for the quality of our service. This professional service which places client’s interests at the forefront of our thinking has always applied to the provision of all financial services – with lending solutions being no exception.

Our Lending Solutions team has over 30 years experience in various aspects of finance and will work with you to achieve the best possible outcome.  We will process your application in an efficient, hassle free and cost effective manner.


Phil Ringuet

Phone: (07) 3228 4204


Contact us

    Forms available for download

    Technical resources available for download

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    Access our FREE Lending Solutions Guide

    Access our FREE First Home Buyers Guide

    Our testimonials

    • 5 star review  Phil and the Team at Vincents Lending Solutions have now completed 2 mortgages for me, including one refinance. On each occasion the VLS service has been First Class. The responsiveness,... read more

      thumb Sam Heaney

      5 star review  The team at VLS, they took the time to understand our position, and provide us with a number of different options available in a very timely manner. They explained options in... read more

      thumb Ben Hitchings

      5 star review  Phil and his Lending Solutions Team provided a high quality professional service that was really helpful and informative in any questions I had. Would 100% recommend them to anyone seeking... read more

      thumb Luke Thompson
    • 5 star review  One stop shop for all things lending... better rates than I could possibly secure directly... professional and straight talking... cannot fault Phil and his team... thank you

      thumb Kain Elsmore

      5 star review  I have had the pleasure of dealing with Phil and the Vincents Lending team on several occasions. I will continue to use their services due to the outstanding attention... read more

      thumb James Darrouzet

    Our lenders

    Vincents Financial Advisory Pty Ltd ABN 40 010 855 991 | Australian Financial Services Licence 236608.
    Vincents Lifevantage Pty Ltd ABN 79 125 596 349 | Australian Financial Services Licence 320580.
    Vincents Lending Solutions Pty Ltd ABN 69 848 383 535 | Credit Representative 509289 is authorised under Australian Credit Licence 389328.
    Disclaimer: The information provided is of general advice only. We have not considered your financial circumstances, needs or objectives and you should seek the assistance of your Vincents Advisor before you make any decision regarding any products and services mentioned in this communication.
    Liability limited by a scheme approved under Professional Standards Legislation other than for acts or omissions of financial services licensees.