Insights Archives

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Insights 27/02/2026

How much do you need to earn to buy a home in 2026?

Saving a deposit is important, but your income can hold the real key to getting into the market. Discover the income needed across Australia’s property markets, from Sydney to Darwin.

Insights 19/02/2026

Thinking of a tree change? You might find more affordable homes

Explore the regional property price gap, why younger Australians are moving, and what buyers should consider before a tree or sea change

Insights 16/02/2026

How high are property prices predicted to go in 2026?

Explore 2026 Property Price Forecasts, with expert predictions across Australia’s capitals and what rising prices could mean for home buyers

Insights 05/02/2026

RBA hikes the cash rate by 25 basis points to 3.85%

RBA hikes the cash rate to 3.85% due to rising inflation. Calculate the impact on your home loan repayments and learn how to renegotiate your interest.

Insights 23/01/2026

Nurses, teachers or CEOs: which occupation boasts more property investors?

New ATO data shows you don’t need a fancy title to invest in property. Explore the top 20 investor occupations and learn how to fund your first investment.

Insights 23/01/2026

Roll up those sleeves – a renovation renaissance is slated for 2026

Planning a 2026 home renovation? Discover how to fund your project using home equity, loan top-ups, or construction loans to add value without moving.

Insights 13/01/2026

Aussie home owners just got $82,000 richer on average

Home equity in 2026 could open new financial opportunities. Discover how rising property values may help you renovate, invest or refinance

Insights 05/01/2026

Happy New Year! Let’s discuss some potential 2026 goals

Explore first home buyer tips in 2026, plus strategies to leverage equity, refinance, and set achievable property goals for the year ahead

Insights 23/12/2025

Season’s greetings! Here’s to a well-earned summer break

A festive reflection on 2025, with a look ahead and a continued commitment to supporting your property journey

Insights 18/12/2025

Your suburb’s 2025 property report card is in

Discover how your suburb and property type performed, see recent price growth, and find your home’s current market value in minutes.

Insights 12/12/2025

No Christmas rate cut – could rates rise in 2026?

A clear look at the Australian interest rate outlook and simple steps to prepare your home loan for possible changes ahead

Insights 05/12/2025

2% deposit scheme ‘Help to Buy’ launches

Discover how the Help to Buy scheme supports buyers with low deposits and shared equity

Insights 27/11/2025

Why now may be the time to buy a rental property

Discover the key lending risks in 2025 and what APRA’s next moves could mean for your borrowing power and property investment plans

Insights 25/11/2025

5-year goal: 1-in-3 Gen Zs planning to buy a first home

Discover the key Gen Z home buying trends shaping Australia’s property market, from saving strategies to deposit options and government support helping young buyers enter the market

Insights 13/11/2025

Australian home owners focus on paying down debt

Discover practical ways to pay down your home loan faster, save on interest, and build equity sooner, even with tight cash flow

Insights 11/11/2025

Time to buy? House prices tipped to heat up this summer

Australian property prices are climbing fast, with experts tipping more growth ahead. Learn how rising prices could impact your buying plans.

Insights 11/11/2025

Forget ‘The Block,’ more homes are selling at auction

Get ahead of the crowd with top buying at auction tips. Learn how to prepare, bid confidently, and secure your dream home today.

Insights 24/10/2025

The affordability of just one extra train stop

Home buyers could save hundreds of thousands by purchasing in affordable suburbs by train. Discover where the best value lies.

Insights 10/10/2025

What are the chance of another rate cut this year?

Discover what the latest RBA decisions mean for Australia home loans 2025, and how you could still lower your rate by refinancing.

Insights 03/10/2025

Separating? Understand your home loan options

Facing a breakup? Learn how to navigate finances and keep your property with expert guidance on family home separation today.

Insights 26/09/2025

99% of brokers have helped their clients secure a lower rate

New research shows brokers don’t just make refinancing easier, they can also help home owners secure a lower interest rate – and much more.

Insights 22/09/2025

Countdown to be in your new home by Christmas

Discover Christmas home buying tips to secure your new place this festive season. From pre-approval to expert support, brokers make it easier

Insights 15/09/2025

Jump into the market up to 4 years sooner with 5% deposit scheme

Buy your first home with 5% deposit through the Home Guarantee Scheme and get into the market sooner with lower upfront costs.

Insights 10/09/2025

5 steps to help you find a competitive edge this home-buying season

Get ahead in the spring property market 2025 rate cuts season. See how lower rates could fuel competition and boost your buying power today.

Insights 09/09/2025

Skipping pre-approval sees 1-in-10 first home buyers miss out

Discover why home loan pre-approval for first-time buyers can give you a competitive edge, helping you act fast and secure your dream home.

Insights 03/09/2025

5% deposit scheme expands early – will it increase house prices?

Home Guarantee Scheme 5% deposit expansion starts 1 October 2025. See what’s changing and how it could help first home buyers

Insights 25/08/2025

Surge in switching: 1,000 home loans refinanced every day

Almost 100,000 mortgages were refinanced in the June 2025 quarter. Here’s why Australians are refinancing in such large numbers.

Insights 25/08/2025

Third rate cut delivered this year as RBA trims cash rate to 3.60%

Discover how the RBA cash rate cut savings on mortgage repayments could lower monthly costs and free up more room in your household budget.

Insights 04/08/2025

Newly built homes notch up strongest sales in 3 years

Explore the pros and cons of buying a new home in Australia, including key benefits, risks, and available government incentives.

Insights 31/07/2025

How your home can help your kids get a great education

New research shows homes in the catchment areas of sought-after public schools can command six-figure price premiums. We explore why.

Insights 18/07/2025

Has your borrowing power increased in 2025?

How to increase your borrowing power in 2025 with tax cuts, rate drops, HECS changes and higher wages.

Insights 11/07/2025

Two-thirds of borrowers could save by refinancing: report

Many home owners are scoring rate cuts in 2025 by refinancing – even as the RBA holds steady. Find out if it’s time to switch your home loan.

Insights 11/07/2025

How to make an offer on a home

Learn how to make an offer on a property with confidence. Discover key steps from finance to settlement in our guide.

Insights 10/07/2025

Small deposit? 50,000 Home Guarantee Scheme spots just opened up

50,000 new places in the 5% deposit Home Guarantee Scheme 2025 are now open. See if you’re eligible and get into the market sooner.

Insights 23/06/2025

Australian home price average tops $1 million

The Australian property market average home price 2025 hits $1 million. Explore market trends, rates, and tips for fist-time buyers.

Insights 23/06/2025

How you could boost your home’s value by $118,000 (and save on bills)

Boost your home's value by up to 14.5% with energy-efficient improvements. Cut winter bills, enhance comfort, and explore green loan options.

Insights 23/06/2025

Plot twist: home owners keep repayments on hold as rates fall

Discover why retaining higher mortgage repayments after recent rate cuts is smart, in line with Australian Home Loan Repayment Trends 2025.

Insights 23/06/2025

Home lending surges as first home buyers return

Discover why first home buyer opportunities and incentives in 2025 are ideal, with rising listings and conditions supporting ownership.

Insights 21/05/2025

Fact or fiction: do Australian property values double every 10 years?

Discover how property values across Australia have changed over the past decade, with detailed 2025 insights into national, regional, and city-level trends.

Insights 08/05/2025

A quick refresher for professionals: exclusive lending perks you shouldn’t miss

As a qualified professional — whether you’re a CA, CPA, solicitor, or medical specialist — you have access to lending benefits that are not available to the general public.

Insights 08/05/2025

Interest Rates Are Set to Fall — Are You Ready?

Rate cuts are coming. The banks agree — and you could unlock savings and new lending capacity. See what’s forecast and why now is the time to review.

Insights 08/05/2025

Major Federal Policy changes for first-home buyers — here’s what you need to know

The 2025 federal election delivered significant policy changes aimed at helping first home buyers break into the market and the opportunities.

Insights 08/05/2025

Do weekly repayments pay off an offset loan faster?

Learn why repayment frequency matters less with an offset account loan and how to use it to cut interest and pay off your loan faster.

Insights 30/04/2025

Home owners notch up equity gains of $230,000 in just 5 years

Did you know that the average home owner saw their property’s value rise $46,000 per year over the past five years? Today we’ll look at ways you could put that recent increase in equity to further use.

Insights 30/04/2025

Why 1-in-2 families are thinking of refinancing

The RBA may have passed over an April rate cut, but plenty of home owners are taking matters into their own hands by refinancing to save on interest with a lower rate.

Insights 30/04/2025

Could US tariffs be good news for Aussie home owners?

Tariff-triggered cuts to interest rates could be just around the corner, with Australian borrowers the likely winners if they come to fruition.

Insights 30/04/2025

Election 2025: what’s on offer for first home buyers?

Australians will head to the polls on May 3, and with housing affordability shaping up as a key election issue, we unpack how the two major parties are pledging to help first home buyers.

Insights 27/02/2025

RBA cuts the cash rate for the first time since 2020

The RBA has cut the cash rate for the first time since 2020. Find out how this could lower your mortgage repayments and what to expect next.

Insights 27/02/2025

Major change coming to mortgage rules for university grads

New rules could soon boost borrowing power for the three million Australians with student debt when applying for a home loan.

Insights 27/02/2025

The scheme that’s helped 193,000 Aussies buy a first home

If you’re in the market for a first home, the Home Guarantee Scheme could help you buy with a much smaller deposit than you think.

Insights 27/02/2025

What happens to my home loan if interest rates drop?

Plenty of economists are tipping an RBA rate cut for February, we explain what to expect when the interest rate drops.

Insights 02/02/2025

The top 5 location turn-offs for Aussie home buyers

Thinking of buying? Discover the top 5 places Aussie home buyers avoid—and why they could impact your future sale.

Insights 28/01/2025

How to finance your 2025 home renovation

Explore home renovation financing options for 2025 with helpful tips on loans, refinancing, and other ways to fund upgrades.

Insights 20/01/2025

Why 9 out of 10 first-home buyers use a mortgage broker

Buying your first home can be overwhelming. Learn why 91% of first-home buyers rely on a mortgage broker for guidance.

Insights 20/01/2025

Decisions decisions… Fixed-rate vs variable home loan rate

With rate cuts anticipated in 2025, learn the pros and cons of fixed vs variable home loan rates to make an informed decision.

Insights 20/01/2025

House, apartment or townhouse? The pros and cons of each

Considering a house, apartment, or townhouse? Learn the pros and cons of each property type to make the best choice for your needs.

Insights 20/01/2025

Three financial New Year’s resolutions to tackle 2025 head-on

Start 2025 with a smart financial resolution. Explore three impactful ways to boost your financial health this year.

Insights 20/01/2025

Thinking of buying a holiday home? Here’s what to weigh up

Is buying a holiday home a good idea? Does it stack up financially? We explain what to consider plus tips to fund a vacation property.

Insights 20/01/2025

Have you refinanced recently? It could be time this summer break

If you haven’t looked into refinancing since the start of higher interest rates, it might be time to ask yourself ‘why not?’

Insights 20/01/2025

Do you really need a building inspection?

Wondering if a pre-purchase building inspection is necessary? Discover how it can uncover hidden issues and save you money.

Insights 20/01/2025

How much does LMI really add to a home’s cost?

Discover how much Lenders Mortgage Insurance (LMI) can cost, why it’s required, and tips to manage or avoid it.

Insights 20/01/2025

Could rate cuts mean house prices heat up again?

Thinking of waiting for interest rates to drop? Here’s why buying a home before rates fall could be the smarter choice for securing a better deal.

Insights 20/01/2025

Buying land to build a house on later: what you need to know

Planning to buy land now and build later? Learn the essentials of land loans, deposits, rates and lender requirements.

Insights 08/11/2024

Can We Expect The RBA To Cut Back Rates This Summer?

This article covers RBA rate cut predictions and how home loan refinancing could help homeowners save before the holidays.

Insights 01/11/2024

How To Nail A Home Loan If You’re Self Employed

This article outlines key strategies for securing self-employed home loans, helping independent contractors and small business owners navigate lender requirements. Discover how to showcase your financial stability to achieve homeownership.

Insights 31/10/2024

What’s Going On With Negative Gearing

This insight delves into negative gearing, explaining its benefits for Australian property investors and its recent spotlight in the media. If you're considering an investment property, Vincents offers expert lending solutions to help you navigate your options.

Insights 18/10/2024

How Long It Takes To Save A Deposit (And How To Fast Track It)

This article explores four effective strategies to fast-track home ownership, helping you buy your first home sooner. From leveraging a guarantor to tapping into government schemes, discover how you can beat the average deposit-saving time and secure your dream property.

Insights 19/09/2024

Social Media Vs Talking To Your Broker? It’s No Contest

This article explores the rise of social media as a source for home loan advice in Australia, highlighting the importance of discerning trustworthy content. With millions seeking financial guidance on social media, it emphasises the need to ensure that information comes from licensed professionals.

Insights 16/09/2024

Fixed rates tumble: a sign of things to come?

This article examines falling fixed rates and their impact on variable rates, highlighting key lender strategies for locking in your mortgage.

Insights 06/09/2024

The Home Loan Feature 70% Of New Borrowers Are Hooked On

This article explains how leveraging a home loan offset account can significantly reduce your interest payments and potentially save you thousands over the life of your mortgage.

Insights 04/09/2024

How Much Has Your Home’s Value Risen By?

This article discusses how long-term home ownership in Australia can lead to substantial property value increases.

Insights 27/08/2024

Property Market Set To Blossom This Spring

This article covers the bustling spring property market, highlighting an increase in available homes and heightened competition.

Insights 20/08/2024

How To Buy An Investment Property Using Your Home’s Equity

This article explores how recent property gains can help you buy an investment property by leveraging your home’s equity.

Insights 19/08/2024

Does Your Job Come With Home Loan Perks?

This article explores how different occupations can unlock special benefits for your home loan, including lower interest rates for essential workers and LMI waivers for high-income professionals.

Insights 16/08/2024

Why Multi-Bedroom Homes Could Be Appealing For Investors

This blog post explains why multi-bedroom homes are gaining appeal for investors, driven by rising property values and changing renter preferences.

Insights 25/07/2024

How Much Could You Expect To Borrow For A Home In 2024?

This article reveals what the ‘average’ new home loan is in your state in 2024 and provides some handy tips to help bring down your balance.

Insights 28/06/2024

Will home prices keep rising over the next year?

Property prices are expected to keep climbing higher through to mid-2025 – though not everywhere, according to a new report. We reveal where prices are tipped to go up, and where prices are expected to fall.

Insights 28/06/2024

Rate cuts? Pencil them in for 2025

The rate cuts we've been looking forward to might be delayed until 2025. Discover why interest rates might stay higher for an extended period and explore the steps you can take to handle your home loans in the current environment.

Insights 14/06/2024

Are there financial benefits to moving regionally

According to recent Commonwealth Bank research, more people are relocating from cities to regional areas, with such moves now 20% higher than pre-COVID levels.

Insights 07/06/2024

Why three-in-four Aussies turn to a broker for home loan help

Our mission is – and always will be – putting you first. That’s why three in every four borrowers now come to brokers for help.

Insights 10/05/2024

Home Guarantee Scheme scheme helps over 150,000 families buy sooner

Everyone loves a time-saving hack. How about the Home Guarantee Scheme that could get you into your first home years sooner?

Insights 10/05/2024

Here’s why your borrowing power might soon get a lift

With Stage 3 tax cuts to kick in from 1 July, another key advantage is that the tax cuts could boost your borrowing power.

Insights 02/05/2024

How to know if you’re paying a fair price for a property

We all love the idea of nabbing a bargain property, but for most home buyers the real issue is whether they’re overvaluing a place – and paying too much in the process.

Insights 23/04/2024

Can you remember your home loan interest rate?

A new report by Mozo shows that 42% of mortgage holders have no idea what interest rate they’re paying on their home loan. Do you know yours?

Insights 15/04/2024

Homeowners now an extra $71,000 richer (on average!)

Explore how soaring property values are enriching homeowners by $71,000 on average, offering opportunities to boost wealth further.

Insights 15/04/2024

Plot twist: Millennials are Australia’s most active property investors

New data from the Commonwealth Bank shows Millennials (those born between 1981 and 1996) accounted for almost half (46%) of the bank’s new property investors in 2023.

Insights 02/04/2024

FOMO, FOBO and FOOP – how they can hold you back in real estate

FOMO is real in real estate. Nobody likes missing out on a good thing. But then again, who likes overpaying? So how do you strike the right balance when both fears can work against one another?

Insights 22/03/2024

How construction loans work?

Learn about construction loans and the benefits they offer compared to traditional home loans.

Insights 22/03/2024

Where are the bargain homes located in your suburb?

Location may be a big driver of property prices, but in any given suburbs a few streets can be all that separates paying top dollar for a home or potentially scoring a bargain.

Insights 15/03/2024

Why offset accounts are hitting new highs

Spare cash can be tight right now but if you’ve still got some savings plus a home loan, there’s a clever way you could make your surplus funds work harder.

Insights 08/03/2024

How long does it really take to get a home loan?

Need a home loan in a hurry? You could be in luck. Plenty of lenders are keen to crunch loan approval times at present – but there’s a lot borrowers can do to potentially speed up the process, too.

Insights 28/02/2024

Home buyers rejoice! More listings are hitting the market

Home buyers are rejoicing with more listings hitting the market. But why the uptake, what does it mean for buyers and how can you prepare?

Insights 28/02/2024

They’re back! Why property investors account for one-in-three new home loans

Property investors are making a comeback, securing one in three new home loans worth $9.5 billion, What's driving this trend?

Insights 09/02/2024

When will the next RBA cash rate call be made?

The Reserve Bank kept rates steady in February, but how long the cash rate pause last?

Insights 01/02/2024

4 tips for self-employed home loan applications

Applying for a mortgage when you’re self-employed may have you jumping through more hoops.

Insights 31/01/2024

First home buyers charge back into the market

Here are five tips to help you buy your first home in 2024. The latest lending data shows first home buyers are charging into the market.

Insights 19/01/2024

How your mortgage deposit size can shape the rate you pay

It’s commonly known that the bigger your mortgage deposit, the smaller your home loan, and thus, the lower your monthly repayments.

Insights 11/01/2024

The pros of having a mortgage broker on your side

In this article, we highlight the three pros to using a mortgage broker and exactly what they can do for you on your home loan journey.

Insights 03/01/2024

5 New Year’s resolutions for your home loan

Here are our top 5 home loan resolutions for 2024, to help you set (and achieve) a few goals and help you pocket savings.

Insights 07/12/2023

What’s tipped for house prices in 2024?

If buying a home is at the top of your wish list for 2024, don’t miss our rundown on how the property market has fared in 2023.

Insights 04/12/2023

More lenders sign up to low deposit first home buyer scheme

We reveal the latest banks to join the 5% low deposit home buyer scheme that’s helping more buyers get into the market sooner.

Insights 22/11/2023

How to manage your home loan over Christmas

It may be called the silly season but a few smart strategies could help you enjoy the festive season this year without missing a beat on your home loan.

Insights 16/11/2023

The big stretch: should you extend your loan term?

If the November rate hike will seriously stretch your finances, one potential solution may be to extend your loan term. Lower repayments may seem attractive but longer terms can bring hidden drawbacks.

Insights 09/11/2023

Redraw vs. Offset: Reviewing Investment Loan Practices

The Australian Taxation Office (ATO) suggests that incorrect reporting of rental property income and expenses is causing an annual loss of approximately $1 billion in tax revenue.

Insights 07/11/2023

RBA increases the cash rate by 25 basis points, up to 4.35%

The Reserve Bank of Australia (RBA) increases cash rate by 25 basis points, up to 4.35%. How much will this rate hike increase your monthly repayments?

Insights 02/11/2023

Brokers help settle a record 7-in-10 new mortgages

Mortgage brokers have notched up a new record, with 7 out of 10 new mortgages settled. Discover why Aussie home buyers are turning to mortgage brokers for help.

Insights 26/10/2023

Revealed: the four cities tipped to be future property hotspots in Australia

Whether you’re looking for a home or an investment property, discover the top 4 future property hotspots in Australia.

Insights 24/10/2023

Five common myths related to SMSF Lending

Today we are delving into some of the common SMSF lending misonceptions that clients frequently come to us with.

Insights 20/10/2023

How much can you really save by refinancing?

Not sure what refinancing is all about? You’re not alone. Our quick explainer lets you master the basics and helps you work out how much you could save.

Insights 13/10/2023

One-in-three first home buyers use guarantee schemes

Know anyone who wants to buy their first home? A new report confirms that low deposit schemes are getting younger buyers into a place of their own sooner.

Insights 11/10/2023

Mortgage holders breathe a sigh of relief as RBA puts cash rate on hold

The RBA has today decided to put the official cash rate on hold. So is the end of this rate hike cycle finally in sight?

Insights 04/10/2023

The one big factor pushing house prices up

House prices have soared almost 7% this year alone. With the upswing predicted to continue, we unpack what’s driving national house prices.

Insights 29/09/2023

Why apartments could soon become hot property

Apartments stand out as an affordable choice when it comes to cracking the property market, not to mention downsizing.

Insights 25/09/2023

3 ways pre-approval can give buyers an edge

Does pre-approval mean you’re putting the cart before the horse? Definitely not. Here are three ways pre-approval can help.

Insights 14/09/2023

Property market climbs towards new peak

The property market has thumbed its nose at higher interest rates, with values rising almost 5% since March.

Insights 07/09/2023

How does your home loan compare?

With no change to the cash rate this month, we look at the current average rates for September 2023 to see how your home loan compares.

Insights 01/09/2023

Low deposit first home buyers now have $82,000 in equity

First home buyers who bought into the market using the federal government’s 5% deposit scheme have racked up $82,000 in home equity on average, new data shows.

Insights 24/08/2023

Help to Buy Scheme set to kick off in 2024

The highly anticipated Help to Buy Scheme will kick off next year, giving more Aussies a chance to score their dream home. Today we’ll unpack how the new federal government scheme will work, who it’ll benefit, and the fine print you need to know.

Insights 17/08/2023

More Aussies turn to mortgage brokers for a hand managing hikes

An avalanche of rate hikes over the past 18 months has supersized home loan repayments. But savvy homeowners aren’t panicking. In fact, more mortgage holders than ever before are reaching out to brokers for expert help.

Insights 17/08/2023

Sneaky rate hikes – is your lender behind them?

The Reserve Bank (RBA) may have kept the cash rate on hold but that hasn’t stopped some lenders from hiking their variable home loan rates. Here’s how borrowers are fighting back.

Insights 03/08/2023

Why are fixed rates still rising? And when might they drop again?

Interest rates on fixed-rate home loans are dishing up a rollercoaster ride right now. But another big dip may not be too far off.

Insights 03/08/2023

What the RBA rate pause means for homeowners

The RBA has kept rates on hold for a second consecutive month – does this mean the tide is finally turning?

Insights 11/07/2023

Asset Financing – Chattel Mortgages explained

A Chattel Mortgage is a popular choice for business owners seeking finance to purchase cars, vehicles, or equipment.

Insights 11/07/2023

Why does a business need finance?

Business finance encompasses a range of tools and mechanisms through which businesses obtain the necessary funds to achieve their objectives.

Insights 11/05/2023

Heads up business owners: the asset write-off deadline is looming!

If you're wanting to buy an asset or important piece of equipment and immediately write off the full cost have just over a month to act.

Insights 11/05/2023

More home buyers set to benefit from low deposit, no LMI schemes

Find out about the changes to the low deposit no lmi scheme officially unveiled as part of the 2023 federal budget.

Insights 04/05/2023

Homeowners brace as RBA raises cash rate to 3.85%

The Reserve Bank of Australia (RBA) has increased the official cash rate for the 11th time in the past year, taking it to 3.85%.

Insights 28/04/2023

Tips to help stay on top amidst the rate hike cycle

With every RBA rate rise announcement, mortgage holders brace themselves for impending repayment increases.

Insights 19/04/2023

Property listings and prices are bouncing back

As property prices and listings rise, now could be a good time to buy. Find out what’s driving the shift and how to prepare financially.

Insights 13/04/2023

Fixed-rate cliff : what is it and how can refinancing help?

You’ve probably heard the term “fixed-rate cliff” bandied about in finance news feeds. But what is it?

Insights 04/04/2023

RBA puts interest rates on hold

After 10 straight rate hikes the Reserve Bank of Australia (RBA) has today decided to put the official cash rate on hold.

Insights 29/03/2023

Money habits that may raise lenders’ eyebrows

Some money habits can hurt your home loan chances. Discover common red flags lenders look for and how to get your finances application-ready.

Insights 22/03/2023

Time to jump in? First home buyer deposit saving times plunge

First-home buyers aged between 25 to 34 are hitting their house deposit saving goal more quickly compared to April 2022

Insights 17/03/2023

Got an eagle eye on house prices?

Rate rises can affect house prices, but there are other factors that appear to hold longer-term sway over national house prices.

Insights 10/03/2023

Homeowners feel the pinch as RBA lifts cash rate to 3.60%

The Reserve Bank of Australia (RBA) has increased the official cash rate for a tenth straight meeting, taking it to 3.60%.

Insights 02/03/2023

The latest twist in the tale of national property prices: explained

National property prices actually rose ever-so-slightly in February. Here’s the lowdown on the latest surprising bit of data.

Insights 23/02/2023

Take the heat off rate hikes with these 4 tips for home buyers

The Reserve Bank of Australia (RBA) has increased the official cash rate from 0.10% to 3.35% in just nine months, substantial rate hikes.

Insights 16/02/2023

How to prepare for a fixed-rate mortgage cliff

Do you have a fixed-rate mortgage contract that’s coming to an end soon? It can be a stressful time, particularly with rate rise news dominating the headlines. So today we’ve got some tips for a smooth transition.

Insights 13/02/2023

RBA hikes the cash rate for the ninth time in a row, to 3.35%

The Reserve Bank of Australia (RBA) has kicked off 2023 by increasing the cash rate a further 25 basis points to 3.35%.

Insights 03/02/2023

Debt Advisory: A Guide to Navigating Complex Financial Obligations

Managing debt can be a complex and challenging task for businesses of all sizes.

Insights 03/02/2023

Navigating the 2023 Financial Landscape as a Homeowner

As a homeowner, it’s important to stay informed about changes in the financial landscape and how they may impact your mortgage.

Insights 02/02/2023

Maximise Your Savings with Refinancing

Refinancing can help you improve cash flow and tap into your equity. With improved bank processes, it’s now easier and more accessible than ever.

Insights 01/02/2023

Considering refinancing your mortgage? Here are some questions to ask

Thinking about refinancing your home loan? Discover how to unlock home equity, secure a better rate, and avoid paying the loyalty tax.

Insights 27/01/2023

Can a job switch affect your mortgage application?

Changing jobs can offer perks like higher pay, career growth, and more fulfilment – but it could also affect your mortgage application.

Insights 19/01/2023

Home renovation in 2023? Here are 4 tips for smooth sailing

Planning a home rennovation in 2023? Having a spruced-up home feels great and it can also boost your home’s value.

Insights 13/01/2023

Get a financial head start on the school year

Get a financial head start on the school year by looking into refinancing your mortgage.

Insights 04/01/2023

What you should know about buying a tenanted investment property

Buying a rental property is a popular way to invest. But where do you stand if the property you’re eyeing off already has a tenant?

Insights 03/01/2023

Resolutions for your 2023 finances: 4 New Years Resolutions

But by implementing some 2023 finance resolutions , you could be in a much better position to ride out future hikes.

Insights 14/12/2022

First home buyer numbers have halved: is it time to swoop in?

Repeated cash rate hikes have put many first home buyer plans on hold. So could you swoop in and reap the benefits with less competition in the market?

Insights 07/12/2022

RBA hikes cash rate for eighth straight month to 3.10%

The Reserve Bank of Australia (RBA) has driven the cash rate up by another 25 basis points to 3.10%. Find out how much this final cash rate hike of the year has increased your mortgage repayments in 2022, and what you can expect in 2023.

Insights 07/12/2022

Inheritance and applying for a home loan: what to consider

Inheritances can be a bittersweet part of life. But an inheritance alone won’t always cut it when applying for a home loan.

Insights 01/12/2022

Home loan research: why it’s important

A recent survey that showed Australians put more effort into researching phone plans than they did their home loan. Here’s how we can help you get the balance right.

Insights 21/11/2022

5 surprising reasons for home loan application rejections

Whether it’s your love life or your home loan application, no one likes getting rejected. There are many reasons why it could happen.

Insights 10/11/2022

Buying vs renting: is buying cheaper than renting?

For many Australians, rate hikes and inflation have made the dream of property ownership feel ever more distant. In this article we look ar whether buying is cheaper than renting.

Insights 02/11/2022

RBA hikes cash rate again to 2.85%

The Reserve Bank of Australia (RBA) has lifted the official cash rate again, this time by another 25 basis points to 2.85%. How much will this rate rise increase your monthly mortgage repayments, and when are the hikes expected to stop? Dubbed the “rate that stops the nation”, today’s Melbourne Cup RBA board meeting did […]

Insights 27/10/2022

With property prices dropping, is now the time to refinance?

You may have heard that property values are on the decline. But what does this mean if you’re planning to refinance?

Insights 31/05/2022

ATO hit list: rental property income and capital gains

Property investors beware: the Australian Taxation Office (ATO) has revealed the four key areas it will be targeting this tax year, and rental property income/deductions and capital gains are high on the hit list.

Insights 03/01/2017

Property valuation: what you need to know when buying a home

Knowing the difference for property valuations and planning ahead can make the home-buying journey more of a breeze.

Insights 27/02/2026

How much do you need to earn to buy a home in 2026?

Saving a deposit is important, but your income can hold the real key to getting into the market. Discover the income needed across Australia’s property markets, from Sydney to Darwin.

Insights 19/02/2026

Thinking of a tree change? You might find more affordable homes

Explore the regional property price gap, why younger Australians are moving, and what buyers should consider before a tree or sea change

Insights 16/02/2026

How high are property prices predicted to go in 2026?

Explore 2026 Property Price Forecasts, with expert predictions across Australia’s capitals and what rising prices could mean for home buyers

Insights 05/02/2026

RBA hikes the cash rate by 25 basis points to 3.85%

RBA hikes the cash rate to 3.85% due to rising inflation. Calculate the impact on your home loan repayments and learn how to renegotiate your interest.

Insights 23/01/2026

Nurses, teachers or CEOs: which occupation boasts more property investors?

New ATO data shows you don’t need a fancy title to invest in property. Explore the top 20 investor occupations and learn how to fund your first investment.

Insights 23/01/2026

Roll up those sleeves – a renovation renaissance is slated for 2026

Planning a 2026 home renovation? Discover how to fund your project using home equity, loan top-ups, or construction loans to add value without moving.

Insights 13/01/2026

Aussie home owners just got $82,000 richer on average

Home equity in 2026 could open new financial opportunities. Discover how rising property values may help you renovate, invest or refinance

Insights 05/01/2026

Happy New Year! Let’s discuss some potential 2026 goals

Explore first home buyer tips in 2026, plus strategies to leverage equity, refinance, and set achievable property goals for the year ahead

Insights 23/12/2025

Season’s greetings! Here’s to a well-earned summer break

A festive reflection on 2025, with a look ahead and a continued commitment to supporting your property journey

Insights 18/12/2025

Your suburb’s 2025 property report card is in

Discover how your suburb and property type performed, see recent price growth, and find your home’s current market value in minutes.

Insights 12/12/2025

No Christmas rate cut – could rates rise in 2026?

A clear look at the Australian interest rate outlook and simple steps to prepare your home loan for possible changes ahead

Insights 05/12/2025

2% deposit scheme ‘Help to Buy’ launches

Discover how the Help to Buy scheme supports buyers with low deposits and shared equity

Insights 27/11/2025

Why now may be the time to buy a rental property

Discover the key lending risks in 2025 and what APRA’s next moves could mean for your borrowing power and property investment plans

Insights 25/11/2025

5-year goal: 1-in-3 Gen Zs planning to buy a first home

Discover the key Gen Z home buying trends shaping Australia’s property market, from saving strategies to deposit options and government support helping young buyers enter the market

Insights 13/11/2025

Australian home owners focus on paying down debt

Discover practical ways to pay down your home loan faster, save on interest, and build equity sooner, even with tight cash flow

Insights 11/11/2025

Time to buy? House prices tipped to heat up this summer

Australian property prices are climbing fast, with experts tipping more growth ahead. Learn how rising prices could impact your buying plans.

Insights 11/11/2025

Forget ‘The Block,’ more homes are selling at auction

Get ahead of the crowd with top buying at auction tips. Learn how to prepare, bid confidently, and secure your dream home today.

Insights 24/10/2025

The affordability of just one extra train stop

Home buyers could save hundreds of thousands by purchasing in affordable suburbs by train. Discover where the best value lies.

Insights 10/10/2025

What are the chance of another rate cut this year?

Discover what the latest RBA decisions mean for Australia home loans 2025, and how you could still lower your rate by refinancing.

Insights 03/10/2025

Separating? Understand your home loan options

Facing a breakup? Learn how to navigate finances and keep your property with expert guidance on family home separation today.

Insights 26/09/2025

99% of brokers have helped their clients secure a lower rate

New research shows brokers don’t just make refinancing easier, they can also help home owners secure a lower interest rate – and much more.

Insights 22/09/2025

Countdown to be in your new home by Christmas

Discover Christmas home buying tips to secure your new place this festive season. From pre-approval to expert support, brokers make it easier

Insights 15/09/2025

Jump into the market up to 4 years sooner with 5% deposit scheme

Buy your first home with 5% deposit through the Home Guarantee Scheme and get into the market sooner with lower upfront costs.

Insights 10/09/2025

5 steps to help you find a competitive edge this home-buying season

Get ahead in the spring property market 2025 rate cuts season. See how lower rates could fuel competition and boost your buying power today.

Insights 09/09/2025

Skipping pre-approval sees 1-in-10 first home buyers miss out

Discover why home loan pre-approval for first-time buyers can give you a competitive edge, helping you act fast and secure your dream home.

Insights 03/09/2025

5% deposit scheme expands early – will it increase house prices?

Home Guarantee Scheme 5% deposit expansion starts 1 October 2025. See what’s changing and how it could help first home buyers

Insights 25/08/2025

Surge in switching: 1,000 home loans refinanced every day

Almost 100,000 mortgages were refinanced in the June 2025 quarter. Here’s why Australians are refinancing in such large numbers.

Insights 25/08/2025

Third rate cut delivered this year as RBA trims cash rate to 3.60%

Discover how the RBA cash rate cut savings on mortgage repayments could lower monthly costs and free up more room in your household budget.

Insights 04/08/2025

Newly built homes notch up strongest sales in 3 years

Explore the pros and cons of buying a new home in Australia, including key benefits, risks, and available government incentives.

Insights 31/07/2025

How your home can help your kids get a great education

New research shows homes in the catchment areas of sought-after public schools can command six-figure price premiums. We explore why.

Insights 18/07/2025

Has your borrowing power increased in 2025?

How to increase your borrowing power in 2025 with tax cuts, rate drops, HECS changes and higher wages.

Insights 11/07/2025

Two-thirds of borrowers could save by refinancing: report

Many home owners are scoring rate cuts in 2025 by refinancing – even as the RBA holds steady. Find out if it’s time to switch your home loan.

Insights 11/07/2025

How to make an offer on a home

Learn how to make an offer on a property with confidence. Discover key steps from finance to settlement in our guide.

Insights 10/07/2025

Small deposit? 50,000 Home Guarantee Scheme spots just opened up

50,000 new places in the 5% deposit Home Guarantee Scheme 2025 are now open. See if you’re eligible and get into the market sooner.

Insights 23/06/2025

Australian home price average tops $1 million

The Australian property market average home price 2025 hits $1 million. Explore market trends, rates, and tips for fist-time buyers.

Insights 23/06/2025

How you could boost your home’s value by $118,000 (and save on bills)

Boost your home's value by up to 14.5% with energy-efficient improvements. Cut winter bills, enhance comfort, and explore green loan options.

Insights 23/06/2025

Plot twist: home owners keep repayments on hold as rates fall

Discover why retaining higher mortgage repayments after recent rate cuts is smart, in line with Australian Home Loan Repayment Trends 2025.

Insights 23/06/2025

Home lending surges as first home buyers return

Discover why first home buyer opportunities and incentives in 2025 are ideal, with rising listings and conditions supporting ownership.

Insights 21/05/2025

Fact or fiction: do Australian property values double every 10 years?

Discover how property values across Australia have changed over the past decade, with detailed 2025 insights into national, regional, and city-level trends.

Insights 08/05/2025

A quick refresher for professionals: exclusive lending perks you shouldn’t miss

As a qualified professional — whether you’re a CA, CPA, solicitor, or medical specialist — you have access to lending benefits that are not available to the general public.

Insights 08/05/2025

Interest Rates Are Set to Fall — Are You Ready?

Rate cuts are coming. The banks agree — and you could unlock savings and new lending capacity. See what’s forecast and why now is the time to review.

Insights 08/05/2025

Major Federal Policy changes for first-home buyers — here’s what you need to know

The 2025 federal election delivered significant policy changes aimed at helping first home buyers break into the market and the opportunities.

Insights 08/05/2025

Do weekly repayments pay off an offset loan faster?

Learn why repayment frequency matters less with an offset account loan and how to use it to cut interest and pay off your loan faster.

Insights 30/04/2025

Home owners notch up equity gains of $230,000 in just 5 years

Insights 30/04/2025

Why 1-in-2 families are thinking of refinancing

The RBA may have passed over an April rate cut, but plenty of home owners are taking matters into their own hands by refinancing to save on interest with a lower rate.

Insights 30/04/2025

Could US tariffs be good news for Aussie home owners?

Tariff-triggered cuts to interest rates could be just around the corner, with Australian borrowers the likely winners if they come to fruition.

Insights 30/04/2025

Election 2025: what’s on offer for first home buyers?

Australians will head to the polls on May 3, and with housing affordability shaping up as a key election issue, we unpack how the two major parties are pledging to help first home buyers.

Insights 27/02/2025

RBA cuts the cash rate for the first time since 2020

The RBA has cut the cash rate for the first time since 2020. Find out how this could lower your mortgage repayments and what to expect next.

Insights 27/02/2025

Major change coming to mortgage rules for university grads

New rules could soon boost borrowing power for the three million Australians with student debt when applying for a home loan.

Insights 27/02/2025

The scheme that’s helped 193,000 Aussies buy a first home

If you’re in the market for a first home, the Home Guarantee Scheme could help you buy with a much smaller deposit than you think.

Insights 27/02/2025

What happens to my home loan if interest rates drop?

Plenty of economists are tipping an RBA rate cut for February, we explain what to expect when the interest rate drops.

Insights 02/02/2025

The top 5 location turn-offs for Aussie home buyers

Thinking of buying? Discover the top 5 places Aussie home buyers avoid—and why they could impact your future sale.

Insights 28/01/2025

How to finance your 2025 home renovation

Explore home renovation financing options for 2025 with helpful tips on loans, refinancing, and other ways to fund upgrades.

Insights 20/01/2025

Why 9 out of 10 first-home buyers use a mortgage broker

Buying your first home can be overwhelming. Learn why 91% of first-home buyers rely on a mortgage broker for guidance.

Insights 20/01/2025

Decisions decisions… Fixed-rate vs variable home loan rate

With rate cuts anticipated in 2025, learn the pros and cons of fixed vs variable home loan rates to make an informed decision.

Insights 20/01/2025

House, apartment or townhouse? The pros and cons of each

Considering a house, apartment, or townhouse? Learn the pros and cons of each property type to make the best choice for your needs.

Insights 20/01/2025

Three financial New Year’s resolutions to tackle 2025 head-on

Start 2025 with a smart financial resolution. Explore three impactful ways to boost your financial health this year.

Insights 20/01/2025

Thinking of buying a holiday home? Here’s what to weigh up

Is buying a holiday home a good idea? Does it stack up financially? We explain what to consider plus tips to fund a vacation property.

Insights 20/01/2025

Have you refinanced recently? It could be time this summer break

If you haven’t looked into refinancing since the start of higher interest rates, it might be time to ask yourself ‘why not?’

Insights 20/01/2025

Do you really need a building inspection?

Wondering if a pre-purchase building inspection is necessary? Discover how it can uncover hidden issues and save you money.

Insights 20/01/2025

How much does LMI really add to a home’s cost?

Discover how much Lenders Mortgage Insurance (LMI) can cost, why it’s required, and tips to manage or avoid it.

Insights 20/01/2025

Could rate cuts mean house prices heat up again?

Thinking of waiting for interest rates to drop? Here’s why buying a home before rates fall could be the smarter choice for securing a better deal.

Insights 20/01/2025

Buying land to build a house on later: what you need to know

Planning to buy land now and build later? Learn the essentials of land loans, deposits, rates and lender requirements.

Insights 08/11/2024

Can We Expect The RBA To Cut Back Rates This Summer?

This article covers RBA rate cut predictions and how home loan refinancing could help homeowners save before the holidays.

Insights 01/11/2024

How To Nail A Home Loan If You’re Self Employed

Insights 31/10/2024

What’s Going On With Negative Gearing

Insights 18/10/2024

How Long It Takes To Save A Deposit (And How To Fast Track It)

Insights 19/09/2024

Social Media Vs Talking To Your Broker? It’s No Contest

Insights 16/09/2024

Fixed rates tumble: a sign of things to come?

This article examines falling fixed rates and their impact on variable rates, highlighting key lender strategies for locking in your mortgage.

Insights 06/09/2024

The Home Loan Feature 70% Of New Borrowers Are Hooked On

This article explains how leveraging a home loan offset account can significantly reduce your interest payments and potentially save you thousands over the life of your mortgage.

Insights 04/09/2024

How Much Has Your Home’s Value Risen By?

This article discusses how long-term home ownership in Australia can lead to substantial property value increases.

Insights 27/08/2024

Property Market Set To Blossom This Spring

This article covers the bustling spring property market, highlighting an increase in available homes and heightened competition.

Insights 20/08/2024

How To Buy An Investment Property Using Your Home’s Equity

This article explores how recent property gains can help you buy an investment property by leveraging your home’s equity.

Insights 19/08/2024

Does Your Job Come With Home Loan Perks?

This article explores how different occupations can unlock special benefits for your home loan, including lower interest rates for essential workers and LMI waivers for high-income professionals.

Insights 16/08/2024

Why Multi-Bedroom Homes Could Be Appealing For Investors

This blog post explains why multi-bedroom homes are gaining appeal for investors, driven by rising property values and changing renter preferences.

Insights 25/07/2024

How Much Could You Expect To Borrow For A Home In 2024?

This article reveals what the ‘average’ new home loan is in your state in 2024 and provides some handy tips to help bring down your balance.

Insights 28/06/2024

Will home prices keep rising over the next year?

Insights 28/06/2024

Rate cuts? Pencil them in for 2025

Insights 14/06/2024

Are there financial benefits to moving regionally

According to recent Commonwealth Bank research, more people are relocating from cities to regional areas, with such moves now 20% higher than pre-COVID levels.

Insights 07/06/2024

Why three-in-four Aussies turn to a broker for home loan help

Our mission is – and always will be – putting you first. That’s why three in every four borrowers now come to brokers for help.

Insights 10/05/2024

Home Guarantee Scheme scheme helps over 150,000 families buy sooner

Everyone loves a time-saving hack. How about the Home Guarantee Scheme that could get you into your first home years sooner?

Insights 10/05/2024

Here’s why your borrowing power might soon get a lift

With Stage 3 tax cuts to kick in from 1 July, another key advantage is that the tax cuts could boost your borrowing power.

Insights 02/05/2024

How to know if you’re paying a fair price for a property

We all love the idea of nabbing a bargain property, but for most home buyers the real issue is whether they’re overvaluing a place – and paying too much in the process.

Insights 23/04/2024

Can you remember your home loan interest rate?

A new report by Mozo shows that 42% of mortgage holders have no idea what interest rate they’re paying on their home loan. Do you know yours?

Insights 15/04/2024

Homeowners now an extra $71,000 richer (on average!)

Explore how soaring property values are enriching homeowners by $71,000 on average, offering opportunities to boost wealth further.

Insights 15/04/2024

Plot twist: Millennials are Australia’s most active property investors

New data from the Commonwealth Bank shows Millennials (those born between 1981 and 1996) accounted for almost half (46%) of the bank’s new property investors in 2023.

Insights 02/04/2024

FOMO, FOBO and FOOP – how they can hold you back in real estate

FOMO is real in real estate. Nobody likes missing out on a good thing. But then again, who likes overpaying? So how do you strike the right balance when both fears can work against one another?

Insights 22/03/2024

How construction loans work?

Learn about construction loans and the benefits they offer compared to traditional home loans.

Insights 22/03/2024

Where are the bargain homes located in your suburb?

Location may be a big driver of property prices, but in any given suburbs a few streets can be all that separates paying top dollar for a home or potentially scoring a bargain.

Insights 15/03/2024

Why offset accounts are hitting new highs

Spare cash can be tight right now but if you’ve still got some savings plus a home loan, there’s a clever way you could make your surplus funds work harder.

Insights 08/03/2024

How long does it really take to get a home loan?

Insights 28/02/2024

Home buyers rejoice! More listings are hitting the market

Home buyers are rejoicing with more listings hitting the market. But why the uptake, what does it mean for buyers and how can you prepare?

Insights 28/02/2024

They’re back! Why property investors account for one-in-three new home loans

Property investors are making a comeback, securing one in three new home loans worth $9.5 billion, What's driving this trend?

Insights 09/02/2024

When will the next RBA cash rate call be made?

The Reserve Bank kept rates steady in February, but how long the cash rate pause last?

Insights 01/02/2024

4 tips for self-employed home loan applications

Applying for a mortgage when you’re self-employed may have you jumping through more hoops.

Insights 31/01/2024

First home buyers charge back into the market

Here are five tips to help you buy your first home in 2024. The latest lending data shows first home buyers are charging into the market.

Insights 19/01/2024

How your mortgage deposit size can shape the rate you pay

It’s commonly known that the bigger your mortgage deposit, the smaller your home loan, and thus, the lower your monthly repayments.

Insights 11/01/2024

The pros of having a mortgage broker on your side

In this article, we highlight the three pros to using a mortgage broker and exactly what they can do for you on your home loan journey.

Insights 03/01/2024

5 New Year’s resolutions for your home loan

Here are our top 5 home loan resolutions for 2024, to help you set (and achieve) a few goals and help you pocket savings.

Insights 07/12/2023

What’s tipped for house prices in 2024?

If buying a home is at the top of your wish list for 2024, don’t miss our rundown on how the property market has fared in 2023.

Insights 04/12/2023

More lenders sign up to low deposit first home buyer scheme

We reveal the latest banks to join the 5% low deposit home buyer scheme that’s helping more buyers get into the market sooner.

Insights 22/11/2023

How to manage your home loan over Christmas

It may be called the silly season but a few smart strategies could help you enjoy the festive season this year without missing a beat on your home loan.

Insights 16/11/2023

The big stretch: should you extend your loan term?

Insights 09/11/2023

Redraw vs. Offset: Reviewing Investment Loan Practices

The Australian Taxation Office (ATO) suggests that incorrect reporting of rental property income and expenses is causing an annual loss of approximately $1 billion in tax revenue.

Insights 07/11/2023

RBA increases the cash rate by 25 basis points, up to 4.35%

The Reserve Bank of Australia (RBA) increases cash rate by 25 basis points, up to 4.35%. How much will this rate hike increase your monthly repayments?

Insights 02/11/2023

Brokers help settle a record 7-in-10 new mortgages

Mortgage brokers have notched up a new record, with 7 out of 10 new mortgages settled. Discover why Aussie home buyers are turning to mortgage brokers for help.

Insights 26/10/2023

Revealed: the four cities tipped to be future property hotspots in Australia

Whether you’re looking for a home or an investment property, discover the top 4 future property hotspots in Australia.

Insights 24/10/2023

Five common myths related to SMSF Lending

Today we are delving into some of the common SMSF lending misonceptions that clients frequently come to us with.

Insights 20/10/2023

How much can you really save by refinancing?

Not sure what refinancing is all about? You’re not alone. Our quick explainer lets you master the basics and helps you work out how much you could save.

Insights 13/10/2023

One-in-three first home buyers use guarantee schemes

Know anyone who wants to buy their first home? A new report confirms that low deposit schemes are getting younger buyers into a place of their own sooner.

Insights 11/10/2023

Mortgage holders breathe a sigh of relief as RBA puts cash rate on hold

The RBA has today decided to put the official cash rate on hold. So is the end of this rate hike cycle finally in sight?

Insights 04/10/2023

The one big factor pushing house prices up

House prices have soared almost 7% this year alone. With the upswing predicted to continue, we unpack what’s driving national house prices.

Insights 29/09/2023

Why apartments could soon become hot property

Apartments stand out as an affordable choice when it comes to cracking the property market, not to mention downsizing.

Insights 25/09/2023

3 ways pre-approval can give buyers an edge

Does pre-approval mean you’re putting the cart before the horse? Definitely not. Here are three ways pre-approval can help.

Insights 14/09/2023

Property market climbs towards new peak

The property market has thumbed its nose at higher interest rates, with values rising almost 5% since March.

Insights 07/09/2023

How does your home loan compare?

With no change to the cash rate this month, we look at the current average rates for September 2023 to see how your home loan compares.

Insights 01/09/2023

Low deposit first home buyers now have $82,000 in equity

First home buyers who bought into the market using the federal government’s 5% deposit scheme have racked up $82,000 in home equity on average, new data shows.

Insights 24/08/2023

Help to Buy Scheme set to kick off in 2024

Insights 17/08/2023

More Aussies turn to mortgage brokers for a hand managing hikes

Insights 17/08/2023

Sneaky rate hikes – is your lender behind them?

The Reserve Bank (RBA) may have kept the cash rate on hold but that hasn’t stopped some lenders from hiking their variable home loan rates. Here’s how borrowers are fighting back.

Insights 03/08/2023

Why are fixed rates still rising? And when might they drop again?

Interest rates on fixed-rate home loans are dishing up a rollercoaster ride right now. But another big dip may not be too far off.

Insights 03/08/2023

What the RBA rate pause means for homeowners

The RBA has kept rates on hold for a second consecutive month – does this mean the tide is finally turning?

Insights 11/07/2023

Asset Financing – Chattel Mortgages explained

A Chattel Mortgage is a popular choice for business owners seeking finance to purchase cars, vehicles, or equipment.

Insights 11/07/2023

Why does a business need finance?

Business finance encompasses a range of tools and mechanisms through which businesses obtain the necessary funds to achieve their objectives.

Insights 11/05/2023

Heads up business owners: the asset write-off deadline is looming!

If you're wanting to buy an asset or important piece of equipment and immediately write off the full cost have just over a month to act.

Insights 11/05/2023

More home buyers set to benefit from low deposit, no LMI schemes

Find out about the changes to the low deposit no lmi scheme officially unveiled as part of the 2023 federal budget.

Insights 04/05/2023

Homeowners brace as RBA raises cash rate to 3.85%

The Reserve Bank of Australia (RBA) has increased the official cash rate for the 11th time in the past year, taking it to 3.85%.

Insights 28/04/2023

Tips to help stay on top amidst the rate hike cycle

With every RBA rate rise announcement, mortgage holders brace themselves for impending repayment increases.

Insights 19/04/2023

Property listings and prices are bouncing back

As property prices and listings rise, now could be a good time to buy. Find out what’s driving the shift and how to prepare financially.

Insights 13/04/2023

Fixed-rate cliff : what is it and how can refinancing help?

You’ve probably heard the term “fixed-rate cliff” bandied about in finance news feeds. But what is it?

Insights 04/04/2023

RBA puts interest rates on hold

After 10 straight rate hikes the Reserve Bank of Australia (RBA) has today decided to put the official cash rate on hold.

Insights 29/03/2023

Money habits that may raise lenders’ eyebrows

Some money habits can hurt your home loan chances. Discover common red flags lenders look for and how to get your finances application-ready.

Insights 22/03/2023

Time to jump in? First home buyer deposit saving times plunge

First-home buyers aged between 25 to 34 are hitting their house deposit saving goal more quickly compared to April 2022

Insights 17/03/2023

Got an eagle eye on house prices?

Rate rises can affect house prices, but there are other factors that appear to hold longer-term sway over national house prices.

Insights 10/03/2023

Homeowners feel the pinch as RBA lifts cash rate to 3.60%

The Reserve Bank of Australia (RBA) has increased the official cash rate for a tenth straight meeting, taking it to 3.60%.

Insights 02/03/2023

The latest twist in the tale of national property prices: explained

National property prices actually rose ever-so-slightly in February. Here’s the lowdown on the latest surprising bit of data.

Insights 23/02/2023

Take the heat off rate hikes with these 4 tips for home buyers

The Reserve Bank of Australia (RBA) has increased the official cash rate from 0.10% to 3.35% in just nine months, substantial rate hikes.

Insights 16/02/2023

How to prepare for a fixed-rate mortgage cliff

Insights 13/02/2023

RBA hikes the cash rate for the ninth time in a row, to 3.35%

The Reserve Bank of Australia (RBA) has kicked off 2023 by increasing the cash rate a further 25 basis points to 3.35%.

Insights 03/02/2023

Debt Advisory: A Guide to Navigating Complex Financial Obligations

Managing debt can be a complex and challenging task for businesses of all sizes.

Insights 03/02/2023

Navigating the 2023 Financial Landscape as a Homeowner

As a homeowner, it’s important to stay informed about changes in the financial landscape and how they may impact your mortgage.

Insights 02/02/2023

Maximise Your Savings with Refinancing

Refinancing can help you improve cash flow and tap into your equity. With improved bank processes, it’s now easier and more accessible than ever.

Insights 01/02/2023

Considering refinancing your mortgage? Here are some questions to ask

Thinking about refinancing your home loan? Discover how to unlock home equity, secure a better rate, and avoid paying the loyalty tax.

Insights 27/01/2023

Can a job switch affect your mortgage application?

Changing jobs can offer perks like higher pay, career growth, and more fulfilment – but it could also affect your mortgage application.

Insights 19/01/2023

Home renovation in 2023? Here are 4 tips for smooth sailing

Planning a home rennovation in 2023? Having a spruced-up home feels great and it can also boost your home’s value.

Insights 13/01/2023

Get a financial head start on the school year

Get a financial head start on the school year by looking into refinancing your mortgage.

Insights 04/01/2023

What you should know about buying a tenanted investment property

Buying a rental property is a popular way to invest. But where do you stand if the property you’re eyeing off already has a tenant?

Insights 03/01/2023

Resolutions for your 2023 finances: 4 New Years Resolutions

But by implementing some 2023 finance resolutions , you could be in a much better position to ride out future hikes.

Insights 14/12/2022

First home buyer numbers have halved: is it time to swoop in?

Repeated cash rate hikes have put many first home buyer plans on hold. So could you swoop in and reap the benefits with less competition in the market?

Insights 07/12/2022

RBA hikes cash rate for eighth straight month to 3.10%

Insights 07/12/2022

Inheritance and applying for a home loan: what to consider

Inheritances can be a bittersweet part of life. But an inheritance alone won’t always cut it when applying for a home loan.

Insights 01/12/2022

Home loan research: why it’s important

A recent survey that showed Australians put more effort into researching phone plans than they did their home loan. Here’s how we can help you get the balance right.

Insights 21/11/2022

5 surprising reasons for home loan application rejections

Whether it’s your love life or your home loan application, no one likes getting rejected. There are many reasons why it could happen.

Insights 10/11/2022

Buying vs renting: is buying cheaper than renting?

For many Australians, rate hikes and inflation have made the dream of property ownership feel ever more distant. In this article we look ar whether buying is cheaper than renting.

Insights 02/11/2022

RBA hikes cash rate again to 2.85%

Insights 27/10/2022

With property prices dropping, is now the time to refinance?

You may have heard that property values are on the decline. But what does this mean if you’re planning to refinance?

Insights 31/05/2022

ATO hit list: rental property income and capital gains

Insights 03/01/2017

Property valuation: what you need to know when buying a home

Knowing the difference for property valuations and planning ahead can make the home-buying journey more of a breeze.

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New South Wales Junior Doctors Underpayment Class Action

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January 2026 Restructuring and Recovery Insights

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New South Wales Junior Doctors Underpayment Class Action

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How much do you need to earn to buy a home in 2026?

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Low deposit first home buyers now have $82,000 in equity

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2026 Market Outlook

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January 2026 Restructuring and Recovery Insights

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Division 296 Tax: Will there be additional taxes on superannuation balances?

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Payday Super: What’s Changing & How to Prepare (Part 1)

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2025-26 Federal Budget Announcement

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Preparing for a financial statement audit

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New South Wales Junior Doctors Underpayment Class Action

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Navigating Mandatory Climate-Related Financial Disclosures in Australia

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How much do you need to earn to buy a home in 2026?

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January 2026 Restructuring and Recovery Insights

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Division 296 Tax: Will there be additional taxes on superannuation balances?

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The Power of Experience: Workers 70 and Older Redefining the Workforce

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Payday Super: What’s Changing & How to Prepare (Part 1)

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2025-26 Federal Budget Announcement

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Preparing for a financial statement audit

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New South Wales Junior Doctors Underpayment Class Action

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How much do you need to earn to buy a home in 2026?

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January 2026 Restructuring and Recovery Insights

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The Power of Experience: Workers 70 and Older Redefining the Workforce

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Insights

How much do you need to earn to buy a home in 2026?

Thinking of a tree change? You might find more affordable homes

How high are property prices predicted to go in 2026?

RBA hikes the cash rate by 25 basis points to 3.85%

Nurses, teachers or CEOs: which occupation boasts more property investors?

Roll up those sleeves – a renovation renaissance is slated for 2026

Aussie home owners just got $82,000 richer on average

Happy New Year! Let’s discuss some potential 2026 goals

Season’s greetings! Here’s to a well-earned summer break

Your suburb’s 2025 property report card is in

No Christmas rate cut – could rates rise in 2026?